Home Insurance

For your buildings and contents

A Home insurance policy looks to cover your buildings, your contents, loss of use (additional living expenses), home liability and often, personal possessions. It can be a complicated purchase, if you don’t have the necessary skills to understand the different insurance products available.

To make sure that you do not suffer as a result of any damage to your building or your possessions it is vital to invest in a suitable house insurance policy. Claims for incidents such as burst pipes, roof repair and loss of Jewellery may seem like they’ll be covered under a policy but that’s not necessarily true.

Buildings Insurance
Buildings insurance enables you to cover the cost of repairing or rebuilding your home in the event of a fire, flood, or other damage. It protects the structure of your home including permanent fixtures, bathroom fittings and fitted kitchens. It is important to note that the value of your home for insurance purposes is the cost of rebuilding the house and replacing the permanent fixtures. ‘Under-insurance’ can be a problem so you should inform your insurance company of any expensive modifications to your home as soon as possible.

Contents Insurance
Home contents insurance covers the contents of your home and outbuildings. We are able to arrange various levels of cover from ‘new for old’ to a more comprehensive policy including full accidental damage and personal possessions.

Cover can include many different items, including; televisions, computers and laptops, MP3 players and Phones, carpets and furniture, clothes and books.

Get in touch with Our Team

Our team of 3 Personal Insurance experts have a combined 85 plus years experience in the arrangement of insurances. Assuming you’re wanting to ensure you’re fully covered and have done everything possible to reduce your overall risk, a review of your currentTeam Small insurances with our team will give you an insight into some of the most recent innovations in effectively protecting your home. Call us on 0161 480 6444

Contact us today